|
Home Loan Company
in India |
|
Home loans
in India have made people Buy Property in India in spite
of the skyrocketing prices. Today, we find considerable
Real Estate Investment in India, either in the field of
Residential Property in India or Commercial Properties in
India. Home Loans in India are disbursed by many Banks as
Loan Banking is on of the most important function of the
Financial Services in India. Property Dealers and Real
Estate Consultants in India usually recommend that we
undertake appropriate Home Loan or Mortgage Loan
Counseling so that we can Buy Apartment in India at an
affordable Mortgage Rate. Purchasing the home of your
dreams is not an easy task. Especially when you plan to
buy a home on loan. Home loan means that you buy a house
on installments. In simpler terms when you want to own a
home and cant afford to pay the amount in lump sum, you
can pay it in monthly installments with an interest rate.
There are
number of companies offer Cheap home loans at a low
interest rate. You can avail loan against existing house
for renovation or expansion etc. There are many
nationalized banks that offer finance for affordable
housing. India Housing has put together a comprehensive
data to provide you with the cheapest Home Loans available
in the market. We have listed all the important housing
finance institutes and some of the top home finance banks
providing lowest interest rates. |
|
|
|
ICICI-(Industrial Credit and Investment Corporation Of India)
Home Loan, India has become one of India's biggest Home Loans
providers. Along with housing loans at attractive interest
rates, ICICI Home finance even provides insurance for the loan
at a low premium amount. ICICI housing finance has a wide
range of options for its esteemed customers to choose from
like Adjustable Rate Home, Fixed Rate Home Loan, Part fixed &
Part Floating Rate Home Loan, Smartfix Home Loan and Money
Saver Home Loan. Besides these, ICICI Bank also provides Land
Loans, Office Premises Rooms, Home Improvement Loan as well as
Home Loan for NRI. ICICI Home Loan, India facilitates its
customers with the option of Loan against Property, Property
Overdraft or Lease Rental Discounting.
To avail
the benefits of the above mentioned ICICI Housing Loans all
you require is to be of more than 20 years of age and be
employed/self employed and lastly, the loan must be repaid
before your retirement or 65 years of age, whichever is
earlier. ICICI Bank Housing Loan also provides other
facilities for its customer's convenience like service at
doorstop, free personal accident Insurance along with
simplified & easy to understand documentation. ICICI Home Loan
is sanctioned even without selecting a property beforehand.
Other than this ICICI Bank also gives the provision of home
improvement Loans for up to Rs. 50 Lacs or up to 70% of the
cost for a period of 15 years.
Website:
http://www.icicibank.com |
|
|
PNB-Punjab National
Bank Home Loan |
PNB-(Punjab National Bank) Home
Loan offers the most consumer friendly home loans and housing
finance schemes at attractive rates. PNB Housing Loans, with an
aim to make purchase and construction of homes a comfortable task,
provides fixed as well as floating home loans at different rate of
interest for different tenures. PNB Housing Finance covers 80% of
the cost of your home or renovation / repairing of your home loan
up to Rs. 10 Lacs for buying land and up to Rs. 2 Lacs for
furnishing can be availed from PNB Home Loan. PNB Home Loans also
offers life insurance cover at one time premium to cover the
outstanding loan amount. The loan amount of PNB Housing Loan can
be repaid within the period of 25 years or before the age of 65
years, whichever is earlier. Lower rate of interest is charged for
housing finance schemes from employees of several companies
identified by Punjab National Bank like MTNL. BSNL, ONGC, OIL,
GAIL, MUL, BHEL, IOC, MRPL, IBP, NTPC, Air India, Indian Airlines
etc. To find further detailed information about the attractive
loan rates and PNB Home Loan,
Website:http://www.pnbindia.com
http://www.pnbhfl.com
|
|
SBI-State Bank of
India |
|
SBI State Bank of
India is the largest Bank in India and in the entire Indian
Sub-continent with far flung Branches. In fact, in regards to its
employees and branches, the State Bank of India is the largest
bank in the world. Founded in 1806, SBI has evolved to be a major
Bank in India to provide financial assistance, with the most
extensive Networking all over the world and many leading SBI
Associate Banks. Not Just the SBI Branches but also the SBI ATMs
are found in the nook and corner of India.
The State
Bank of India has been instrumental in carrying out innovations in
personal banking to make the transactions easy for its customers.
The extensive reach of SBI Branches in the rural areas in India
has made it touch the lives of the millions. In fact, The State
Bank of India is a leading Credit Card Bank that introduced the
facility of ATM Cards and Internet Banking to all its Branches in
the interiors of India. In the true sense of the term, the State
Bank of India has been a visionary Bank with the incorporation of
all the modern and contemporary trends. At the same time, The
State Bank of India has been instrumental in facilitating Finance
for Agriculture by dedicating special Rural Branches. Not just
Financial Services, but Counseling on the SBI-State Bank of India
Interest Rates and various SBI Loans meant for laborers is
provided. In fact, SBI Card has been provided to all the rural
clients so to enable them to enjoy the fruits of Globalization.
The SBI NRI Services form a core area of International Banking
with easy and speedy transfer of Funds and various schemes. In
fact, owing to the international presence of the branches of SBI,
SBI NRI Services have been very popular. When it comes to the
domain of SBI Home Loans and SBI Loans, SBI Mutual Fund, it can be
termed that many Indians in India and abroad have been benefited
largely.
Website:http://www.statebankofindia.com/
|
|
HDFC
Home Loan, India |
|
HDFC-(Housing
Development And Finance Corporation) Home Loan, India have been
serving the people for around three decades and providing various
housing loan according to their varied needs at attractive &
reasonable interest rates. Owing to their wide network of
financing, HDFC Housing Loans provides services at your doorstep
and helps you find a home as per your requirements. HDFC Bank
provides not only provides Home Loans but also Home Improvement
Loan, Home Extension Loan, Short Term Bridging Loan, Land purchase
Loan, Home Equity Loans. Besides these, loans to professionals for
Non Residential Premises are also provided.
You can also avail the
special repayment facilities of the HDFC Bank Home Loans on its
loan products / services. HDFC Housing Loan can be taken up to 85%
of the total cost of your home and you can avail their Home Loan
facility from the age of 20 years till the age of your retirement.
Along with this, HDFC Home Loan offers the special benefit of
Multiple Repayment Option to their clients. HDFC Housing Finance
also offers its exclusive services to the NRI who can avail Home
Loan, Home Improvement Loan, Home Extension Loan as well as Land
Purchase Loan.
Website:http://www.hdfc.com
http://www.hdfcbank.com
http://www.hdfcindia.com |
|
IDBI
Home Loan |
|
IDBI-(Industrial Development
Bank Of India Limited) Home Loan provides solution to all your
worries regarding home financing by providing housing loans at
attractive loan rates. With IDBI Bank Home Loans you can avail the
advantages like option between fixed & floating rate of interest,
EMI, service at your doorstep along with easy to understand
documentation as well as legal & technical assistance IDBI Home
Loans also gives the balance transfer facility and housing loans
at a very low interest rate. Besides this, insurance on your loan
amount is also offered by IDBI Bank.You can take IDBI Housing Loan
for a period of 20 years if you are employed while self-employed
can avail the loan only for a period of 15 years and in case of
NRI's it is only 10 years. 90% of the cost of home can be covered.
IDBI Home Loan offers two options of interest rate, 14% and 14.25%
on Fixed Rate Home Loans for 3 years and 5 years respectively. The
Floating Rate Home Loan for the tenure of 1-20 years is 11.25%. Website:http://www.idbi.com
|
| |
|
|
|
|
